Heat griddle or possibly skillet; grease if necessary.
Stir baking mix, lowfat milk, 1/4 c. chocolate syrup and the egg in medium bowl till blended (batter will be thin).
Stir in chocolate chips.
Pour butter by a little less which 1/4 cupfuls onto warm gridle (because chocolate chips will sink, scoop batter from bottom of bowl for a more even distributon of chips).
Cook till edges are dry.
Turn; cook till golde brown.
Serve with bananas, strawberries, whipped topping, peanuts, chocolate syrup and maraschino cherries.